Results and publications

View the latest publications of BNP Paribas Group’s results : press releases, quarterly series, financial statements, etc.
View the latest publications
  • Group of documents (8 documents)
    Results
    2025-02-04

    Results as at 31 December 2024

  • Group of documents (7 documents)
    Results
    2024-10-31

    Results as at 30 September 2024

  • Group of documents (8 documents)
    Results
    2024-07-24

    Results as at 30 June 2024

A live webcast in English of the analysts' conference call hosted by Jean-Laurent Bonnafé (Group CEO) and Lars Machenil (Group CFO) will be available on our website on 24 April 2025, starting at 1.00 pm (London time).

Results as of 31 December 2024

BNP PARIBAS SURPASSED ITS 2024 OBJECTIVES BASED ON A SOLID FINANCIAL STRUCTURE

Thanks to its performance of the 4th quarter 2024, BNP Paribas surpassed its objectives: revenues came to €12,137m up by +10.8% compared to 4th quarter 2023 revenues (1), a very positive jaws effect at +6.5pt (2), a cost of risk below 40 bps at 38 bp. Net Income, Group share reached €2,322m, up sharply by +15.7% compared to 4Q23.
This performance was on the back of solid results from all three divisions : CIB revenues continued to grow strongly at + 20.1% supported by market share gains across all business lines, consolidating BNP Paribas' position as the leading european CIB; IPS posted a strong increase in revenues of 8.4% driven by strong growth dynamics in Wealth Management and Insurance. Finally, Commercial and Personal Banking Services grew by +4.7% supported by the momentum in Commercial and Personal Banking activities in the eurozone.
“The Group achieved very good performances in the 4th quarter 2024 and surpassed its 2024 objectives, while maintaining a solid financial structure. The ROTE trajectory out to 2026 is confirmed and post-2026 drivers of growth are already in place. With CIB, the Group possesses a high-value-added platform and a powerful growth engine that continues to gain market share. We are launching a new strategic plan (6) for Commercial & Personal Banking in France and we are extending Personal Finance’s plan to 2028 with the ambition to raise the profitability of these two CPBS business lines to the Group’s level. Meanwhile, revenues at Commercial & Personal Banking should benefit from the new interestrate environment. Our trajectory will also be backed by IPS, in particular organic growth at Insurance, Asset Management and Wealth Management. Beyond that, I expect a strong acceleration, driven by the implementation of external growth, with the AXA IM project (7), as well as developments in Wealth Management and Life Insurance. On the strength of its diversified and integrated model, BNP Paribas is therefore well positioned for the new phase of the economic cycle. I thank all our teams for their ongoing mobilisation towards our clients.”

Jean-Laurent Bonnafé, Director and Chief Executive Officer of BNP Paribas

The latest figures

BNP Paribas key figures


20242023202220212020
Total assets2 704 9082 591 4992 666 3762 634 4442 488 491
Customer deposits1 034 857988 5491 008 054957 684940 991
Customer loans gross900 141859 200857 020814 000809 533
Common stockholders' equity128 137123 742121 792117 886112 799
CET1 ratio12,9%13.2%12.3%12.9%12.8%
Tier 1 capital ratio14,9%15.3%13.9%14.0%14.2%
Total capital ratio17,1%17.3%16.2%16.4%16.4%

20242023202220212020
Revenues48 83145 87450 41946 23544 275
Gross operating income18 63814 91816 71715 12414 081
Operating income15 43711 23613 75212 1998 364
Pre-tax income16 18811 72514 45013 6379 822
Net income Group share11 68810 97510 1969 4887 067

20242023202220212020
Net income attributable to the shareholders per share19.579.217.807.265.31
Net book value per share2102.596.089.088.082.3
Net dividend per share4.7984.6073.9063.6752.663
Cash pay-out ratio (%)950.00850,00750.00650.00550.004
-- SHARE PRICE --




High1073.0867.0268.0762.5554.22
Low1053.0847.0240.6739.7124.51
Year-end59.2262.5953.2560.7743.105
CAC 40 Index on 31 December7 380.747 543.186 473.767 153.035 551.41

1 Based on the average number of shares outstanding during the year. Calculated in 2023 on the basis of the distributable 2023 earnings and the number of shares outstanding at year-end.

2 Before distribution. Revalued net book value based on the number of shares outstanding at year-end.

3 EUR 1.11 distributed following the approval of the Shareholders’ Combined General Meeting of 18 May 2021, plus EUR 1.55 distributed following the approval of the Ordinary Annual General Meeting of 24 September 2021; taking into account only the distribution of the 2020 dividend.

4 Taking into account only the distribution of the 2020 dividend.

5 Taking into account only the distribution of the 2021 dividend and not taking into account the EUR 900 million share buyback programme, executed between 1 November 2021 and 6 December 2021.

6 Taking into account only the distribution of the 2022 dividend and not taking into account the EUR 962 million share buyback programme in respect of the so-called “ordinary” distribution.

7 Taking into account only the distribution of the 2023 dividend and not taking into account the EUR 1.05 billion share buyback programme in respect of the so-called “ordinary” distribution.

8 Subject to approval by the Annual General Meeting of 13 May 2025 and not taking into account the EUR 1.08 billion share buyback programme planned for 2025.

9 Cash dividend distribution recommended at the Annual General Meeting expressed as a percentage of distributable net income attributable to shareholders.