Group of documents (7 documents)
Results
2025-04-24
- BNP Paribas
- Share price
“The Group achieved very good operating results in the 1st quarter 2025, thanks to the dedication of its teams and the performance of its platforms. We confirm our 2024-2026 trajectory, driven by the strength of our diversified model and our resilience in the face of economic cycles. In an uncertain environment, Europe is reinvesting. March 2025 was a turning point, with a new investment plan in Germany, the 2030 Readiness Plan, and the European Commission’s strategy for the Savings and Investments Union (SIU). We are perfectly positioned to support this new investment cycle which should materialise in the medium term. Lastly, I thank all our teams for their ongoing commitment to our clients.”
Jean-Laurent Bonnafé, Director and Chief Executive Officer of BNP Paribas
(1) Restated quarterly series published on 28 March 2025 to reflect, among other things: (i) the transposition into European Union law of the finalisation of Basel 3 (Basel 4) by Regulation (EU) 2024/1623 of the European Parliament and of the Council of 31 May 2024 amending Regulation (EU) No 575/2013; (ii) the change in the allocation of normalised equity from 11% to 12% of risk-weighted assets; and (iii) the reclassification of income and business data from the non-strategic perimeter of Personal Finance to Corporate Centre.
(2) Cost of risk does not include “Other net losses for risk on financial instruments”.
(3) Net income, Group share.
| 2024 | 2023 | 2022 | 2021 | 2020 | |
| Total assets | 2 704 908 | 2 591 499 | 2 666 376 | 2 634 444 | 2 488 491 |
| Customer deposits | 1 034 857 | 988 549 | 1 008 054 | 957 684 | 940 991 |
| Customer loans gross | 900 141 | 859 200 | 857 020 | 814 000 | 809 533 |
| Common stockholders' equity | 128 137 | 123 742 | 121 792 | 117 886 | 112 799 |
| CET1 ratio | 12,9% | 13.2% | 12.3% | 12.9% | 12.8% |
| Tier 1 capital ratio | 14,9% | 15.3% | 13.9% | 14.0% | 14.2% |
| Total capital ratio | 17,1% | 17.3% | 16.2% | 16.4% | 16.4% |
| 2024 | 2023 | 2022 | 2021 | 2020 | |
| Revenues | 48 831 | 45 874 | 50 419 | 46 235 | 44 275 |
| Gross operating income | 18 638 | 14 918 | 16 717 | 15 124 | 14 081 |
| Operating income | 15 437 | 11 236 | 13 752 | 12 199 | 8 364 |
| Pre-tax income | 16 188 | 11 725 | 14 450 | 13 637 | 9 822 |
| Net income Group share | 11 688 | 10 975 | 10 196 | 9 488 | 7 067 |
| 2024 | 2023 | 2022 | 2021 | 2020 | |
| Net income attributable to the shareholders per share1 | 9.57 | 9.21 | 7.80 | 7.26 | 5.31 |
| Net book value per share2 | 102.5 | 96.0 | 89.0 | 88.0 | 82.3 |
| Net dividend per share | 4.798 | 4.607 | 3.906 | 3.675 | 2.663 |
| Cash pay-out ratio (%)9 | 50.008 | 50,007 | 50.006 | 50.005 | 50.004 |
| -- SHARE PRICE -- | |||||
| High10 | 73.08 | 67.02 | 68.07 | 62.55 | 54.22 |
| Low10 | 53.08 | 47.02 | 40.67 | 39.71 | 24.51 |
| Year-end | 59.22 | 62.59 | 53.25 | 60.77 | 43.105 |
| CAC 40 Index on 31 December | 7 380.74 | 7 543.18 | 6 473.76 | 7 153.03 | 5 551.41 |
1 Based on the average number of shares outstanding during the year. Calculated in 2023 on the basis of the distributable 2023 earnings and the number of shares outstanding at year-end.
2 Before distribution. Revalued net book value based on the number of shares outstanding at year-end.
3 EUR 1.11 distributed following the approval of the Shareholders’ Combined General Meeting of 18 May 2021, plus EUR 1.55 distributed following the approval of the Ordinary Annual General Meeting of 24 September 2021; taking into account only the distribution of the 2020 dividend.
4 Taking into account only the distribution of the 2020 dividend.
5 Taking into account only the distribution of the 2021 dividend and not taking into account the EUR 900 million share buyback programme, executed between 1 November 2021 and 6 December 2021.
6 Taking into account only the distribution of the 2022 dividend and not taking into account the EUR 962 million share buyback programme in respect of the so-called “ordinary” distribution.
7 Taking into account only the distribution of the 2023 dividend and not taking into account the EUR 1.05 billion share buyback programme in respect of the so-called “ordinary” distribution.
8 Subject to approval by the Annual General Meeting of 13 May 2025 and not taking into account the EUR 1.08 billion share buyback programme planned for 2025.
9 Cash dividend distribution recommended at the Annual General Meeting expressed as a percentage of distributable net income attributable to shareholders.
10 Recorded intra-day during trading session.
