Group of documents (8 documents)
Results
2025-07-24
- BNP Paribas
- Share price
“The Group achieved solid operating performances in the second quarter and will pay out an interim dividend to shareholders on 30 September. Outlook for the second half of the year is very encouraging, with expected revenue acceleration driven by Commercial & Personal Banking. Combined with operational efficiency measures, disciplined risk management, and the positive contribution from AXA IM, the Group’s 2025 net income is expected to exceed €12.2bn, in line with our 2026 trajectory. During this challenging period, I would like to thank all our teams for their continued commitment to our clients.”
Jean-Laurent Bonnafé, Director and Chief Executive Officer of BNP Paribas
(1) Cost of risk does not include “Other net losses for risk on financial instruments”.
(2) Net income, Group share.
(3) Switch to phased-in ratios in 2Q25, to align with regulatory comparison requirements (MDA calculation), taking into account the Group’s 2030 trajectory and market standards. Phased-in CET1 calculated on the basis of €789bn in risk-weighted assets as of 30.06.2025; including transitional arrangements as defined in Art. 465, 468 and 495 of CRR.
(4) Detachment on 26 September, payment in cash on 30 September 2025.
| 2024 | 2023 | 2022 | 2021 | 2020 | |
| Total assets | 2 704 908 | 2 591 499 | 2 666 376 | 2 634 444 | 2 488 491 |
| Customer deposits | 1 034 857 | 988 549 | 1 008 054 | 957 684 | 940 991 |
| Customer loans gross | 900 141 | 859 200 | 857 020 | 814 000 | 809 533 |
| Common stockholders' equity | 128 137 | 123 742 | 121 792 | 117 886 | 112 799 |
| CET1 ratio | 12,9% | 13.2% | 12.3% | 12.9% | 12.8% |
| Tier 1 capital ratio | 14,9% | 15.3% | 13.9% | 14.0% | 14.2% |
| Total capital ratio | 17,1% | 17.3% | 16.2% | 16.4% | 16.4% |
| 2024 | 2023 | 2022 | 2021 | 2020 | |
| Revenues | 48 831 | 45 874 | 50 419 | 46 235 | 44 275 |
| Gross operating income | 18 638 | 14 918 | 16 717 | 15 124 | 14 081 |
| Operating income | 15 437 | 11 236 | 13 752 | 12 199 | 8 364 |
| Pre-tax income | 16 188 | 11 725 | 14 450 | 13 637 | 9 822 |
| Net income Group share | 11 688 | 10 975 | 10 196 | 9 488 | 7 067 |
| 2024 | 2023 | 2022 | 2021 | 2020 | |
| Net income attributable to the shareholders per share1 | 9.57 | 9.21 | 7.80 | 7.26 | 5.31 |
| Net book value per share2 | 102.5 | 96.0 | 89.0 | 88.0 | 82.3 |
| Net dividend per share | 4.798 | 4.607 | 3.906 | 3.675 | 2.663 |
| Cash pay-out ratio (%)9 | 50.008 | 50,007 | 50.006 | 50.005 | 50.004 |
| -- SHARE PRICE -- | |||||
| High10 | 73.08 | 67.02 | 68.07 | 62.55 | 54.22 |
| Low10 | 53.08 | 47.02 | 40.67 | 39.71 | 24.51 |
| Year-end | 59.22 | 62.59 | 53.25 | 60.77 | 43.105 |
| CAC 40 Index on 31 December | 7 380.74 | 7 543.18 | 6 473.76 | 7 153.03 | 5 551.41 |
1 Based on the average number of shares outstanding during the year. Calculated in 2023 on the basis of the distributable 2023 earnings and the number of shares outstanding at year-end.
2 Before distribution. Revalued net book value based on the number of shares outstanding at year-end.
3 EUR 1.11 distributed following the approval of the Shareholders’ Combined General Meeting of 18 May 2021, plus EUR 1.55 distributed following the approval of the Ordinary Annual General Meeting of 24 September 2021; taking into account only the distribution of the 2020 dividend.
4 Taking into account only the distribution of the 2020 dividend.
5 Taking into account only the distribution of the 2021 dividend and not taking into account the EUR 900 million share buyback programme, executed between 1 November 2021 and 6 December 2021.
6 Taking into account only the distribution of the 2022 dividend and not taking into account the EUR 962 million share buyback programme in respect of the so-called “ordinary” distribution.
7 Taking into account only the distribution of the 2023 dividend and not taking into account the EUR 1.05 billion share buyback programme in respect of the so-called “ordinary” distribution.
8 Subject to approval by the Annual General Meeting of 13 May 2025 and not taking into account the EUR 1.08 billion share buyback programme planned for 2025.
9 Cash dividend distribution recommended at the Annual General Meeting expressed as a percentage of distributable net income attributable to shareholders.
10 Recorded intra-day during trading session.
